Best Payment Processing Software Of 2024

Will CCBill leave your business feeling like it's been handed a counterfeit bill, or is it the real deal? CCBill presents a mixed bag according to user reviews. While some users on platforms like Merchant Maverick and SelectHub praise its robust features, competitive pricing starting at $0.55 per transaction, and strong support for high-risk businesses, others express significant dissatisfaction, particularly on Trustpilot, where it receives an average rating of 1.9 out of 5 stars.

CCBill's strengths lie in its comprehensive suite of features, including support for multiple currencies, making it suitable for global merchants, and its ability to handle high-risk industries like adult entertainment and subscription services. However, its weaknesses are equally prominent. Users frequently criticize its high processing fees, which can reach up to 14.5% for adult entertainment businesses, and a lack of customization options. Concerns about hidden costs and a rolling reserve requirement further dampen its appeal. For instance, some users have reported difficulties getting timely support for technical issues, leading to disruptions in their payment processing.

In comparison to alternatives like Corepay and Verotel, CCBill's high fees and lack of flexibility stand out as significant drawbacks. Corepay, in particular, is favored for its competitive pricing and robust security features, making it a viable option for high-risk merchants seeking a more cost-effective solution. Overall, CCBill might be suitable for businesses prioritizing robust features and support for high-risk industries, but those valuing transparent pricing, flexible solutions, and smooth customer experiences might find better options elsewhere.

Is LegFi the gold standard, or does it leave users feeling shortchanged? While LegFi has a solid reputation for its features and user-friendliness, recent user experiences, particularly after the OmegaFi acquisition, have been mixed. Many users praise LegFi for its intuitive design and robust functionality, particularly highlighting the ease of online payments and automated reminders. For instance, one user described it as "the dream program" for managing their organization's finances. However, a growing number of users express concerns about increased fees and a perceived decline in customer service post-acquisition. Some users have reported difficulties resolving billing discrepancies and receiving timely support. This disparity in experiences suggests that LegFi might be undergoing a transitional phase, impacting its customer support consistency.

Despite these challenges, LegFi differentiates itself through its specialized focus on group financial management. Features like recurring donations, detailed financial reporting, and budget management make it well-suited for fraternities, sororities, and similar organizations. However, the lack of a mobile app and potential for high fees, especially for paper statements, are drawbacks to consider. Ultimately, LegFi is best suited for groups prioritizing streamlined financial management and online transactions, but potential users should carefully weigh the pros and cons, especially in light of recent user feedback.

Is PaySimple truly simple to use, or will it leave you feeling shortchanged? Recent user reviews paint a mixed picture of this payment processing software. While PaySimple is praised for its robust features like recurring billing and a user-friendly interface, a significant number of users have reported serious issues. Many users highlight unexpected account closures, unsatisfactory customer service, and hidden fees as major drawbacks. One user even went as far as calling PaySimple a "scam" due to experiencing exorbitant fees that significantly impacted their income. This disparity in experiences raises concerns about the platform's transparency and reliability.

Despite some positive feedback regarding its features and ease of use, the recurring theme of questionable business practices and negative customer experiences overshadows PaySimple's strengths. For example, one user reported being charged a hefty non-PCI compliance fee, a cost easily avoided with their bank's payment software. This suggests that PaySimple might not be the most cost-effective option, especially for small businesses. While some users find value in its features like recurring payments and a convenient payment portal, the potential for unexpected issues and hidden costs makes it difficult to recommend PaySimple wholeheartedly. Potential users should carefully weigh the pros and cons, and perhaps explore alternative payment processing solutions before committing to PaySimple.

Is Epay Manager a pay dirt solution for businesses, or does it leave users feeling like they've been shortchanged? User reviews from the past year paint a largely positive picture of Epay Manager, particularly for businesses in the transportation sector. Users consistently highlight its ease of use, even for those who aren't tech-savvy, comparing it favorably to more complex systems like HubTran. One user praised the platform's intuitive design, stating that it "is very easy to navigate even for the non techy." This simplicity doesn't come at the expense of functionality, however. Epay Manager receives high marks for its comprehensive suite of features, including automated invoice creation, payment processing, and audit trails, which streamline billing and settlement processes, a critical aspect for brokers and carriers.

Users also appreciate the transparency Epay Manager provides, allowing for real-time tracking of payments and communication with carriers. This addresses a common pain point in the industry, as evidenced by a user who switched from Aljex due to frequent errors and lack of invoice confirmation. However, some users have pointed out limitations in reporting capabilities, specifically the inability to pull data for periods longer than three months without running multiple reports. Despite this drawback, the overwhelming sentiment is that Epay Manager offers a user-friendly and efficient solution for managing carrier payments and back-office operations. Its suitability for businesses of all sizes, coupled with its cloud-based deployment, makes it a versatile choice for organizations seeking to optimize their financial workflows in the transportation industry.

How do you PayOp-timize your online business to navigate the complex world of payment processing? User reviews from the past year reveal a mixed bag of opinions on PayOp's ability to deliver on that promise. While some users praise its extensive features and global reach, others express concerns, particularly regarding customer service responsiveness.

A standout feature is PayOp's support for over 150 payment methods across 170+ countries, a significant advantage for businesses with global operations seeking to tap into diverse markets. Users also appreciate the platform's versatility, noting its suitability for various online businesses, from e-commerce to online gaming. For instance, one user highlighted the platform's ability to handle mass payments efficiently, a crucial aspect for businesses dealing with high transaction volumes. However, the inconsistency in customer support experiences, especially outside of standard business hours, has been a recurring pain point. Some users have reported difficulties in getting timely assistance, which can be frustrating when dealing with urgent payment-related issues.

Overall, PayOp seems best suited for tech-savvy businesses comfortable navigating a feature-rich platform and willing to trade off some customer support responsiveness for its competitive pricing and advanced features. However, businesses prioritizing top-notch customer support might want to consider alternatives until PayOp addresses these concerns more consistently.

Is Blackthorn Payments a thorn in the side of competitors, or does it provide a seamless path to payment processing? Blackthorn Payments has garnered overwhelmingly positive reviews from users over the last year, particularly for its robust integration with Salesforce. This native integration emerges as a key differentiator, allowing businesses to manage payments, automate tasks like sending invoices, and gain real-time financial insights without leaving their Salesforce environment. Users highlight the significance of this feature, emphasizing its ability to streamline operations and enhance efficiency. For instance, companies like Kemper and TonyRobbins.com have successfully leveraged Blackthorn Payments to optimize their payment processes, saving both time and resources.

However, the absence of mass refund capabilities stands out as a notable drawback, potentially posing challenges for businesses that frequently process refunds. Despite this limitation, Blackthorn Payments is highly regarded for its user-friendliness, with users praising its intuitive interface and ease of setup. The software's ability to handle complex transaction flows, particularly for subscription-based businesses, is another strength frequently cited by reviewers.

In conclusion, Blackthorn Payments emerges as an ideal solution for businesses deeply embedded in the Salesforce ecosystem, especially those seeking to automate payment processes and centralize financial data. While the lack of mass refund functionality might be a concern for some, the software's seamless Salesforce integration, user-friendliness, and robust features make it a compelling choice for businesses aiming to enhance their payment processing efficiency.